Monday, 20 April 2015

Every Man Stands Alone At The ATM



For me being a fully productive and responsible adult the biggest challenge I had to face was "Acceptance"
Acceptance in term of my finances, my household, my lifestyle my general well being
Just like most people I always reached for far more than I can handle
Always had a need to grab and take on more than I could handle
You know, that nice R800 jean or those 1000 something designer shoes, labels in general.
And in doing so I got myself in a bit of debt, seemed like the month became just way too long lately and month end can't come too soon
The shitty part is "Money in, Money out" is the game you get to learn in your adulthood
Growing up when I asked for R100 from my parents and they told me they didn't have money and 2 hours later they come back with fruits and cool drinks I didn't understand why they would deny me some cash only to come back with a grocery receipt showing a few hundreds rands has been spent.
A hundred rand start to mean different things the older you get and more responsibilities you have. I have learn't when someone says I am broke when you ask them for money its not that they don't have money , well they do they just don't have money for you, period.
So in the recent months I started looking at the man in the mirror and I really saw him and he saw me. This one time I came up with this quote" Every man stands alone at the ATM" It still resounds in my head many years later it has a new and a redefined meaning in my life.

In retrospect I could have made a few better decisions and paid up some accounts on time then maybe just maybe I wouldn't have been in this current situation. That is how most people reason on the subject but I have come to accept my situation and I have come up with a plan to get back on track financially within the next few months.

Here is how I am doing it.

- Find out how much you owe in total
- Find out how many accounts/debits you have
- Calculate how much of your salary actually goes to your accounts and debits monthly

 The hard part now begins.

- Pay double instalments
- Stop taking anymore clothes or anything
- Really stop it, if you can't whatever you take at the shop pay a 50% of the price
- When you get sales calls stop the call right there and then because more you listen the sweeter the pitch


Monday, 13 April 2015

Living To Work. Working To Live.



The most common day of the week for a heart attack to occur is Monday. Saturday ranks second. Most heart attacks hit during the early morning hours between 4-10 a.m. In the average lifetime, the heart beats 2.5 billion times. Neck circumference may be as important a risk factor as abdominal fat for predicting a heart attack. Scary stuff hey, no wonder why everybody hates Monday morning.

As a bachelor I count my fortune and success in life by the amount of things my money can buy me, all the crazy awesome expensive weekends I will probably never remember, all the drinks I buy for those hot drunk girls whom I will never see again and that is the fun part. Crazy right. I for one have no feelings about Mondays one way or the other. And oh ya girl stop ordering those drinks because they not free, damn you already drunk, I don't know where that comes from but when some woman at the realisation that they have a 9/10 possibility of going home with you they will proceed to drink your pocket away and quite frankly I am cool with that as long as we both know what is up.

Yes Living To Work. Working To Live. You know the default question that your teachers and your family members always ask you when growing up. What do you want to be when you grow up?
We are told about destiny, dreaming big, working hard, never giving up, striving for success and all the good stuff. It's a lie, It's a fad, an illusion that we have been given to live up to, something to keep us so busy that we lose our critical thinking ability and focus on other matters. It is reported
"The richest 1% of the world’s population are getting wealthier, owning more than 48% of global wealth,  which warned growing inequality could be a trigger for recession." 

As you can see the playing field is not level at all. The South African middle class are racking it in and living a better life decade to decade making and earning a bit more yearly and affording more and more as time elapses compared to their lower class counterpart. Many of you might have seen in the news lately about all the looting and municipal strikes that have been going on in the past couple of weeks and they are getting bigger and are more frequent than they were before. People are angry, there is a saying: A hungry man is a angry man.

Tuesday, 7 April 2015

Worse And Best Break Up Excuses



Dating is a headache and a half. Sometimes you meet someone who makes you feel happy and you look forward to spending each day with them. You can't wait to see them, you can't stop thinking about them, you just want to share all your time with them and sometimes things just end.


It's not you it's me - It's over and I don't really feel like explaining myself. Nice knowing you. It's harsh, short and sweet.

I can't do this anymore - Either your partner has found someone new or they are scared of something and just want to be left alone immediately.

I need space - I see you too much, this is not really a break up, the person just wants some space, call abit less and when you do visit leave a bit early and let them miss you, don't avail yourself too much

I need time to figure out what I want in life - They don't want you. Hit the bar drink your heartbreak away and get back on that horse buddy.

You are too good for me, you deserve better - Once in awhile you meet someone and you just can't believe they like you back. You can't believe that you just woke up next to them and it scars you. So you end the dream before they end it for you.

We can't see each other anymore , I'm getting married - All I have to say is sorry if you once were given this one, oooops, " utloba strong neh".

I love you but I'm not " in love" with you - This is like being in a coma, this excuse makes no sense whatsoever. I love you but I'm not " in love" with you hahaha this is some BS!!

I'm not really over my ex, so it's not fair to you - This is a dual one, they may still be in love with their Ex's or you do certain things that remind them of their ex's or quiet simply they just want out of the relationship.

I'm not ready to be in a relationship - This happens when you have been on a couple of dates with someone and you just don't feel like it is going anywhere.

You're just to much more mature than me - Dating some people feels like you  are dating someone who wrote the "relationship bible", they know it all, they always have answers to everything and they are never wrong.

Our lives are going in different direction - This mostly happens when there is a change in careers and it's time to make a decision on if your are sticking with this person for life and you are just not ready to make that commitment

I can't give you all the things you deserve - Financially a person could be in a bad spot to give you and shower you with the things you deserve. It makes them sad when they see that you need something and they cannot provide it for you.

Silence. I think that is the best and worse excuse you can get. You know when your partner says nothing, does nothing, wants nothing, asks for nothing, all you get is just silence. I personally think that is the harshest one of them all.